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Natural hazard risk in Douglas County, Kansas

Updated October 30, 2026. Based on FEMA, NOAA and OpenFEMA data. Published by Humblebee.

FEMA overall Risk Index rating: Relatively Low (score 74.8 of 100)[5]

Expected annual loss (FEMA)
$46.3 million[1]
Federal disaster declarations since 1967
19[2]
NFIP flood claims paid, 1978 to 2026
$1.9 million[3]
Tornadoes recorded, 1950 to 2024
43[4]

FEMA's National Risk Index (version 1.20, December 2025) rates overall natural hazard risk for Douglas County as Relatively Low, with a score of 74.8 out of 100[5]. The hazards with the highest FEMA scores within the county are winter weather, tornado and hail[6].

FEMA risk ratings for each hazard

Ratings and expected losses from the FEMA National Risk Index. Each rating compares this county with all US counties for that hazard, from Very Low to Very High. They are planning estimates, not predictions, and they do not describe any single property.

FEMA rates risk relative to all US counties, and the score compares the county with all of them[5]. FEMA estimates Expected Annual Loss from all 18 natural hazards at $46.3 million a year, rated Relatively Low[1]. This is an estimate of average yearly loss, not money anyone paid, and FEMA says the index does not predict next year's damage[7]. By FEMA's estimates, the largest parts of that loss come from inland flooding ($20.1 million a year), tornado ($12.0 million a year) and cold wave ($3.0 million a year)[8]. FEMA rates Social Vulnerability Very Low, meaning social groups are less susceptible to harm from natural hazards compared with other US counties[9]. FEMA rates Community Resilience Very High, which describes the ability to prepare for, withstand and recover from hazards[10].

Hazards sorted by FEMA hazard-type Risk Index score, highest first
HazardFEMA risk ratingExpected annual loss
Winter WeatherVery High$1.3 million[11]
TornadoRelatively High$12.0 million[12]
HailRelatively Moderate$2.8 million[13]
Ice StormRelatively High$1.5 million[14]
Strong WindRelatively High$2.4 million[15]
LightningRelatively High$1.3 million[16]
Inland FloodingRelatively Low$20.1 million[17]
Cold WaveRelatively Moderate$3.0 million[18]
Heat WaveRelatively Low$1.3 million[19]
LandslideRelatively Low$6,236[20]
WildfireVery Low$90,000[21]
DroughtRelatively Low$209,000[22]
EarthquakeVery Low$275,000[23]

Rated Not Applicable by FEMA for this county: avalanche, coastal flooding, tsunami, volcanic activity[24].

Social vulnerability and community resilience

FEMA uses these two ratings to scale expected losses into the Risk Index.

FEMA measureRatingScore
Social vulnerabilityVery Low11.3[9]
Community resilienceVery High83.3[10]

Flooding and flood insurance

FEMA rates inland flooding risk Relatively Low for Douglas County, with an Expected Annual Loss rating of Relatively Moderate[17]. OpenFEMA data as of 2026-08-03 lists 260 residential flood insurance contracts in force, a penetration rate of 0.7% of residential structures[25]. Inside FEMA's mapped Special Flood Hazard Area, 36.8% of homes are insured[25]. OpenFEMA records 150 NFIP claims for losses from 1978 to 2026, and NFIP paid $1.9 million in total[3]. County ratings do not give the flood zone of any single address, so use FEMA's Flood Map Service Center to look up an address[26].

Measure Value
Inland Flooding, FEMA risk rating[17] Relatively Low, $20.1 million expected loss a year
NFIP residential flood policies in force (2026)[25] 260 of 36,158 homes
Homes in FEMA's mapped high-risk flood area (SFHA)[25] 321, of which 118 insured
NFIP flood claims, 1978 to 2026[3] 150 filed, $1.9 million paid

Is a specific address in a flood zone? Only FEMA's flood maps answer that, property by property[26]. This page describes the whole county.

Search an address on the FEMA Flood Map Service Center

Disaster declarations and tornado records

OpenFEMA lists 19 federal disaster declarations for natural hazards that include Douglas County since 1967[2]. Of these, 13 were for severe storms, 2 for flood and 2 for tornado[2]. The most recent is DR-4449-KS, declared 2019-06-20[27]. NOAA's tornado database records 43 tornadoes touching the county from 1950 to 2024, and 6 were rated F3/EF3 or stronger[4].

Federal disaster declarations for natural hazards that include Douglas County, since 1967
Incident type Declarations
Severe Storm[2] 13
Flood[2] 2
Tornado[2] 2
Hurricane[2] 1
Severe Ice Storm[2] 1
Most recent declarations
Declaration Incident Declared
DR-4449-KS[27] Severe Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And Mudslides 2019-06-20
EM-3412-KS[27] Tornadoes And Flooding 2019-05-28
DR-1885-KS[27] Severe Winter Storms And Snowstorm 2010-03-09
EM-3282-KS[27] Severe Winter Storms 2007-12-12
DR-1699-KS[27] Severe Storms, Tornadoes, And Flooding 2007-05-06

How to prepare

Steps from Ready.gov, FEMA's preparedness site, for the hazards with the highest FEMA ratings here. Follow instructions from local officials and the National Weather Service when a warning is issued.

Winter storms and cold

Before

  • Insulate your home and learn how to keep pipes from freezing.
  • Install and test smoke and carbon monoxide detectors with battery backup.
  • Keep several days of supplies in case the power goes out, including medication and pet needs.
  • Put an emergency kit in your car with jumper cables, sand, blankets, water and snacks, and keep the tank full.

During

  • Under a winter storm warning, find shelter right away.
  • Stay off the roads if you can. If you are stuck in your car, stay inside it.
  • Run generators and grills only outdoors, away from windows, and never heat your home with an oven or stove.

Source: Ready.gov, winter storms and cold

Tornadoes

Before

  • Learn the warning signs: a rotating funnel cloud, an approaching cloud of debris or a loud roar like a freight train.
  • Sign up for community warning systems and learn what your local sirens sound like.
  • Pick a safe spot, such as a safe room built to FEMA criteria or an ICC 500 storm shelter, and practice getting there.
  • Include your pets in the household emergency plan.
  • Keep supplies, food, water and medication in case you have to stay home for a long time.

During

  • Go right away to the safe place you picked in advance.
  • Protect your head and neck with your arms and stay away from windows, doors and outside walls.
  • No place in a car is fully safe. If you can get lower than the road, leave the car and lie down there.

Source: Ready.gov, tornadoes

Floods

Before

  • Check your flood risk with FEMA's Flood Map Service Center, and remember that floods do not follow map lines.
  • Sign up for your community's warning system. NOAA Weather Radio also broadcasts alerts.
  • Buy flood insurance through the NFIP well before a disaster. Homeowners policies do not cover flooding, and a new policy typically takes up to 30 days to go into effect.
  • Make a household plan with evacuation routes, shelter locations and what to do in a flash flood.
  • Keep important documents in a waterproof container and make password-protected digital copies.

During

  • If you are told to evacuate, leave right away and never drive around barricades.
  • Do not walk, swim or drive through floodwater. Six inches of moving water can knock you down.
  • If you are trapped in a building, go to the highest level, but do not climb into a closed attic.

Source: Ready.gov, floods

Questions people ask

Is Douglas County, Kansas at risk of flooding?
FEMA rates inland flooding risk Relatively Low compared with other US counties, and its Expected Annual Loss rating is Relatively Moderate[17]. FEMA's Flood Map Service Center shows the flood zone for a specific address[26].
Does Douglas County get tornadoes?
FEMA rates tornado risk Relatively High compared with other US counties[12]. NOAA's tornado database records 43 tornadoes touching the county from 1950 to 2024[4].
Is Douglas County at risk of earthquakes or wildfire?
FEMA rates earthquake risk Very Low[23] and wildfire risk Very Low[21] compared with other US counties.
How many disasters have been declared in Douglas County?
OpenFEMA lists 19 federal disaster declarations for natural hazards that include the county since 1967[2].
How can I check the flood zone of a home?
Look up the address in FEMA's Flood Map Service Center or ask the local floodplain manager[26].

Facts and sources

  1. FEMA National Risk Index (version 1.20, December 2025): Expected Annual Loss from all 18 natural hazards in Douglas County is $46.3 million a year (Expected Annual Loss rating Relatively Low, score 82.3). Of this, buildings account for $27.2 million, injuries and deaths (converted to dollars by FEMA) for $18.5... FEMA National Risk Index
  2. OpenFEMA Disaster Declarations Summaries list 19 federal disaster declarations for natural hazards that include Douglas County since 1967 (16 major disaster, 3 emergency or fire management). By incident type: severe storm 13, flood 2, tornado 2, hurricane 1, severe ice storm 1. Biological (such as COVID-19) and... OpenFEMA Disaster Declarations
  3. HazardFacts tally of OpenFEMA NFIP Redacted Claims (losses from 1978 to 2026): 150 National Flood Insurance Program claims were filed for losses in Douglas County, 112 of them with a payment, and NFIP paid $1.9 million in total (building, contents and increased cost of compliance, in dollars of the year paid).... OpenFEMA NFIP claims
  4. NOAA Storm Prediction Center tornado database (1950 to 2024): 43 recorded tornadoes touched Douglas County. The strongest were rated EF4 (most recent of them on 2019-05-28). 6 were rated F3/EF3 or stronger. The most recent recorded tornado was on 2021-03-15. Ratings used the Fujita scale until early 2007 and the... NOAA Storm Prediction Center
  5. FEMA National Risk Index (version 1.20, December 2025): the overall natural hazard Risk Index rating for Douglas County is Relatively Low, with a Risk Index score of 74.8 out of 100. The score is the county's percentile rank among all US counties. FEMA National Risk Index
  6. Among the 18 hazards in the FEMA National Risk Index (version 1.20, December 2025), the hazards with the highest hazard-type Risk Index scores for Douglas County are winter weather (96.7, Very High), tornado (92.3, Relatively High), hail (92.3, Relatively Moderate). HazardFacts sorted FEMA's published scores;... FEMA National Risk Index
  7. FEMA's National Risk Index FAQ (December 2025): Expected Annual Loss is FEMA's estimate of the average economic loss in dollars from natural hazards each year. The index is not meant to predict how much damage a community will have in the next year, and a hazard can still cause damage where a rating is low. Scores... FEMA National Risk Index documentation
  8. HazardFacts sorted FEMA's hazard-type Expected Annual Loss values for Douglas County (National Risk Index v1.20): the largest are inland flooding ($20.1 million a year), tornado ($12.0 million a year), cold wave ($3.0 million a year), out of $46.3 million a year from all 18 hazards. FEMA National Risk Index
  9. FEMA National Risk Index (version 1.20, December 2025): Social Vulnerability rating for Douglas County is Very Low (score 11.3). FEMA describes social vulnerability as how susceptible social groups are to the harm natural hazards cause. FEMA National Risk Index
  10. FEMA National Risk Index (version 1.20, December 2025): Community Resilience rating for Douglas County is Very High (score 83.3). FEMA describes community resilience as a community's ability to prepare for, withstand and recover from hazards. FEMA National Risk Index
  11. FEMA National Risk Index (version 1.20, December 2025), winter weather in Douglas County: Risk Index rating Very High (score 96.7 of 100). Expected Annual Loss $1.3 million a year (rating Very High). Annualized frequency 11.89 events per year, from recorded occurrences over a period of record of 18 years. FEMA National Risk Index
  12. FEMA National Risk Index (version 1.20, December 2025), tornado in Douglas County: Risk Index rating Relatively High (score 92.3 of 100). Expected Annual Loss $12.0 million a year (rating Relatively High). Annualized frequency 0.34 events per year, from recorded occurrences over a period of record of 38 years. FEMA National Risk Index
  13. FEMA National Risk Index (version 1.20, December 2025), hail in Douglas County: Risk Index rating Relatively Moderate (score 92.3 of 100). Expected Annual Loss $2.8 million a year (rating Relatively High). Annualized frequency 9.81 events per year, from recorded occurrences over a period of record of 37 years. FEMA National Risk Index
  14. FEMA National Risk Index (version 1.20, December 2025), ice storm in Douglas County: Risk Index rating Relatively High (score 91.9 of 100). Expected Annual Loss $1.5 million a year (rating Relatively High). Annualized frequency 1.13 event-days per year, from recorded occurrences over a period of record of 68 years. FEMA National Risk Index
  15. FEMA National Risk Index (version 1.20, December 2025), strong wind in Douglas County: Risk Index rating Relatively High (score 87.5 of 100). Expected Annual Loss $2.4 million a year (rating Relatively High). Annualized frequency 7.31 events per year, from recorded occurrences over a period of record of 38 years. FEMA National Risk Index
  16. FEMA National Risk Index (version 1.20, December 2025), lightning in Douglas County: Risk Index rating Relatively High (score 86.3 of 100). Expected Annual Loss $1.3 million a year (rating Relatively High). Annualized frequency 51.29 events per year, from recorded occurrences over a period of record of 24 years. FEMA National Risk Index
  17. FEMA National Risk Index (version 1.20, December 2025), inland flooding in Douglas County: Risk Index rating Relatively Low (score 72.7 of 100). Expected Annual Loss $20.1 million a year (rating Relatively Moderate). Annualized frequency 2 event-days per year, from recorded occurrences over a period of record of 26... FEMA National Risk Index
  18. FEMA National Risk Index (version 1.20, December 2025), cold wave in Douglas County: Risk Index rating Relatively Moderate (score 70.4 of 100). Expected Annual Loss $3.0 million a year (rating Relatively Moderate). Annualized frequency 2.32 event-days per year, from recorded occurrences over a period of record of... FEMA National Risk Index
  19. FEMA National Risk Index (version 1.20, December 2025), heat wave in Douglas County: Risk Index rating Relatively Low (score 70.2 of 100). Expected Annual Loss $1.3 million a year (rating Relatively Low). Annualized frequency 14.37 event-days per year, from recorded occurrences over a period of record of 18 years. FEMA National Risk Index
  20. FEMA National Risk Index (version 1.20, December 2025), landslide in Douglas County: Risk Index rating Relatively Low (score 67.3 of 100). Expected Annual Loss $6,236 a year (rating Very Low). FEMA National Risk Index
  21. FEMA National Risk Index (version 1.20, December 2025), wildfire in Douglas County: Risk Index rating Very Low (score 55.7 of 100). Expected Annual Loss $90,000 a year (rating Relatively Low). FEMA's modeled annual frequency is 0.0007 events per year. FEMA National Risk Index
  22. FEMA National Risk Index (version 1.20, December 2025), drought in Douglas County: Risk Index rating Relatively Low (score 50.6 of 100). Expected Annual Loss $209,000 a year (rating Relatively Low). Annualized frequency 12.31 event-days per year, from recorded occurrences over a period of record of 22 years. FEMA National Risk Index
  23. FEMA National Risk Index (version 1.20, December 2025), earthquake in Douglas County: Risk Index rating Very Low (score 44.4 of 100). Expected Annual Loss $275,000 a year (rating Very Low). FEMA's modeled annual frequency is 0.001 events per year. FEMA National Risk Index
  24. FEMA National Risk Index (version 1.20, December 2025) rates these hazards Not Applicable for Douglas County: avalanche, coastal flooding, tsunami, volcanic activity. FEMA uses Not Applicable when its source data has no historical record of the hazard in the community and the hazard is not considered geographically... FEMA National Risk Index documentation
  25. NFIP Residential Penetration Rates (OpenFEMA, as of 2026-08-03): 260 residential flood insurance contracts were in force in Douglas County, out of 36,158 residential structures, a penetration rate of 0.7%. Inside FEMA's mapped Special Flood Hazard Area there were 321 residential structures and 118 contracts, a rate... OpenFEMA NFIP penetration rates
  26. FEMA's Flood Map Service Center is the official public source for flood maps (Flood Insurance Rate Maps) produced under the National Flood Insurance Program. Flood zones apply to specific properties: look up an address there or ask the local floodplain manager. County-level ratings do not tell you the flood zone of... FEMA Flood Map Service Center
  27. Most recent federal disaster declarations for natural hazards (table on this page). OpenFEMA Disaster Declarations

FEMA's National Risk Index compares each county with all other US counties. Ratings are relative (Very Low to Very High), not a measure of safety. Never call a place safe, unsafe, good or bad to live in. Risk Index and Expected Annual Loss values are FEMA estimates for planning. They do not predict next year's losses and do not apply to a single property. Flood zones are set by FEMA flood maps for specific properties. County ratings and flood insurance counts do not tell anyone whether an address is in a flood zone. Disaster declaration, NFIP and tornado counts are records of the past for this county only. Do not compare with other counties unless a fact does.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties, v1.20 (December 2025). Retrieved from fema.maps.arcgis.com on October 30, 2026. This product uses the Federal Emergency Management Agency's National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.